It is now more important than ever to ensure you are making an educated choice when researching your finance options.  Chuck Cady & Associates has compiled a list of useful links and information that we feel may be of assistance to you.

Federal Reserve Board: Consumer Information Brochures

Home Mortgages:
Understanding the Process and Your Right to Fair Lending

Provides guidance on shopping for a home mortgage, making an application, and understanding your right to fair lending.  Click here for brochure

Guidance on identifying mortgage costs, comparing offers and negotiating the best loan terms. Provides a mortgage shopping worksheet and glossary of key terms.  Click here for brochure

Explains mortgage rate-locks--fees involved, options for setting terms, loan approval process, and lender rate commitments. Provides a list of questions to ask your lender and tips to speed up the approval process.  Click here for brochure

A Consumer's Guide to Mortgage Settlement Costs

Outlines the fees involved in home purchase settlement, including mortgage and lender fees, and charges for establishing and transferring ownership. Provides information on settlement cost estimates and includes a settlement cost worksheet.  Click here for brochure